For many people, the purchase of the family home is one of the biggest investments they will make. If you are an older adult caring for a spouse, paying for care may take all your resources. If you cannot continue to make payments on your home, your home may be in jeopardy. Additionally, without pre-planning, if a spouse dies the remaining spouse may not be able to continue to make mortgage payments.
The same thing could happen to a caregiver who has brought an aging relative into the home to live. If the unexpected happens - the loss of a job, work hours being cut, serious illness, etc. - the family home may be in jeopardy.
The United States Department of Housing and Urban Development has information that could help you save your home.
The National Consumer Law Center, a non-profit existing on private donations, offers information on housing issues related to keeping your home. Though written in a format for consumer advocates, caregivers can use the information to advocate on behalf of their older family member in need.
Disconnected Utility Service
If You are a Victim of Predatory Lending
If You Have a Mobile Home...
Steps To Take To Help Prevent Foreclosure
NCLC Brochures for Older Consumers
National Consumer Law Center
The National Association of Consumer Bankruptcy Attorneys offers online tips for people facing possible bankruptcy. If you decide that you need the services of a bankruptcy attorney, they offer a locator service for their members.